Lloyd has close to 15 years of experience in Financial Services but before beginning his career within the sector, he ensured that he built a strong foundation, having completed his Bachelor of Business Science specialising in Finance and Accounting Degree as well as Postgraduate Diploma in Accounting, both from the highly respected University of Cape Town. Aside from his graduate qualifications, Lloyd’s commitment to the industry and utmost professionalism is further exemplified by attaining two professional designations, his South African Institute of Charted Accountants CA(SA)as well as his Chartered Alternative Investment Analyst (CAIA). With these qualifications to his name, coupled with his experience Lloyd is well-position to handle all his clients’ needs. With his vast industry skillset and sector experience, Lloyd has migrated to wealth, asset management, private equity and debt and corporate finance. In addition to consulting for several organisations and non-profits as an ‘external’ FD function. Lloyd specialises in Portfolio and Risk Management.

Craig has had an extensive career of over 20 years in Financial Markets managing and designing investment portfolios, holds a CAIB (SA), SAIFM – Registered Stock Broker. Craig has had experience in various roles across Investment and Private Banking including an executive role at Nedgroup Securities (Pty) Ltd.

Fibonacci Asset Management has instilled the expertise of Horizon Compliance, to ensure compliance measures are in place and adhered to. Adriaan is an Advocate of the High Court, a Registered FSCA Compliance Officer, a Compliance Institute of South Africa Member and accredited Compliance Practitioner (CPrac). Holding LLB, LLM and MBL qualifications and prior positions at Absa, The Financial Sector Conduct Authority (ex FSB), FedGroup and Sanlam amongst others.

A rose among the thorns, Michelle Du Toit, completed her BCom Industrial and Organisational Psychology (Cum Laude) at the University of South Africa.  Constantly striving for personal and professional growth, she also holds various certificates in Economics and Management Sciences.  She started her career in the Financial Services industry in 2012 working for industry leading companies in the Risk, Investment and Healthcare space.  She has an absolute passion for understanding people and their behaviour within the workplace, which proves prudent in achieving tangible results.  Michelle consistently displays the ability to identify and explore new opportunities and forge strategic partnerships, creating value for all stakeholders.   Her ability to build and nurture relationships with key decision-makers and associates has been the foundation to her success.